Frequently Asked Questions

Fiduciary is a legal standard that requires us to act in your best interest at all times. It's not a marketing phrase — it's a legal obligation. Many financial professionals operate under a "suitability" standard, which only requires recommendations be suitable, not necessarily best for you. As a full fiduciary, we're held to a higher bar. When there's a conflict of interest, we disclose it. When we don't know something, we say so.

The terms are often used interchangeably, but in practice a financial planner focuses on comprehensive planning — budgeting, tax strategy, insurance needs, retirement income, estate basics — while an investment advisor focuses primarily on managing investment portfolios. Our team does both. We start with a full financial plan and manage investments within that framework.

There isn't one. We work with anyone who is serious about building their balance sheet and their financial future — regardless of where they're starting today. If you're early in your career and want to build smart habits from the beginning, we'd rather meet you now than after you've made preventable mistakes.

Yes. We're licensed in multiple states and have clients across the country. We also have an office in Pagosa Springs, Colorado, staffed by Bryan Looper. Virtual meetings are available for clients anywhere. Reach out to discuss your situation.

For an initial call, you don't need to bring anything — we'll just talk through where you are and what you're hoping to accomplish. If we move forward together, we'll give you a specific list of documents to gather before a deeper planning session. No homework required just to get started.

That's worth a conversation. Many people have an insurance professional, an investment advisor, and an accountant — but no one pulling it all together into a coherent plan. We serve as the comprehensive planner and work alongside your other professionals to make sure everything is coordinated toward the same goals. A second opinion on your current setup never hurts.

Yes — 529 plans and other education savings strategies are part of our planning work. We'll help you evaluate the options based on your timeline, income, and goals. See our Financial Planning page for a broader look at what we cover.

Yes. Portfolio management is one of our core services. We manage 401(k), IRA, Roth, and taxable investment accounts — and we build portfolios with a specific purpose tied to your life goals and timeline. See our Portfolio Management page for details.

An objective set of eyes on your entire financial picture — as if it were our own money. We gather and organize your financial data, build your plan in our planning software, and walk through recommendations and strategies together. You'll always know where you stand, what your options are, and what the tradeoffs look like. No jargon, no pressure. Just a clear plan and a team that's in your corner.

Just call us at (316) 768-PLAN (7526) or send us a message. We're happy to answer anything before you schedule.