The focus of most advisors is building wealth for yourself and your family. I have always felt uncomfortable with this message. I think that my uncomfortableness comes from my parents, who instilled these values and beliefs when I was a child. I know that I can use...
No one likes paying taxes. Since the Tax Cut and Jobs Act (TCFA) of 2017, many of you have seen your Federal tax bill decline. But there is still more you can do to lower your total income taxes through a technique called bunching.Many of you previously were able to...
So is now a good time to start financial planning? As the saying goes, “The best time to plant a tree was 20 years ago. The second-best time is now.” You can’t make up for the past, but you can get started. Most people may think of financial planning...
A sudden change in the stock market and in our portfolio is not fun. In fact, it is downright scary. With people being laid off, furloughed, or just not able to go to work, it is a difficult time. Stock market[1] downturns of this magnitude (>20%)...
I recently heard that there are only three things you can do with your money. You can spend it, you can save it, and you can give it away. I believe that the way we balance these three can influence our happiness and level of financial peace. We should consider having...
