529 Plans: Saving Money on Education Costs
Introduction to 529 plansReducing the impact of higher education expenses is on everyone’s mind. We see it everywhere: in reports that the cost of college has increased about 37% over the past 10 years, in the increasing national student loan debt load of 1.54...
How Much Is Enough?
When I decided to change careers to financial planning around three years ago, I made appointments to visit five different financial advisors. Part of my reason was to start networking with financial advisors in the area, hoping to find a job through them at some...
How Much Is Enough?
When I decided to change careers to financial planning around three years ago, I made appointments to visit five different financial advisors. Part of my reason was to start networking with financial advisors in the area, hoping to find a job through them at some...
What Hiking Taught Me About Life
My wife and I spent last week in the mountains of Colorado. It was beautiful and, more importantly, very cool and dry, especially compared to the Kansas air. But this blog isn't about how great a week it was, but about how it made me think about my life and my chosen...
What Hiking Taught Me About Life
My wife and I spent last week in the mountains of Colorado. It was beautiful and, more importantly, very cool and dry, especially compared to the Kansas air. But this blog isn't about how great a week it was, but about how it made me think about my life and my chosen...
What is Your “Philosophy” on Insurance? Here’s What You Should Consider
Most people consider insurance an important part of their financial plan. But do you also have an insurance philosophy that you use to determine exactly how much coverage you need? Forming an insurance philosophy requires you to think about the people and possessions...
What is Your “Philosophy” on Insurance? Here’s What You Should Consider
Most people consider insurance an important part of their financial plan. But do you also have an insurance philosophy that you use to determine exactly how much coverage you need? Forming an insurance philosophy requires you to think about the people and possessions...
Do your goals follow your values?
The focus of most advisors is building wealth for yourself and your family. I have always felt uncomfortable with this message. I think that my uncomfortableness comes from my parents, who instilled these values and beliefs when I was a child. I know that I can use...
What is Bunching?
No one likes paying taxes. Since the Tax Cut and Jobs Act (TCFA) of 2017, many of you have seen your Federal tax bill decline. But there is still more you can do to lower your total income taxes through a technique called bunching.Many of you previously were able to...